Settled Years

When do I sign up for Medicare?

Enter a birthday and your health coverage to see your sign-up window, your start dates, and the penalties to avoid. Nothing you type leaves this page.

Showing an example couple retiring in 2027.

You First name Optional Date of birth Health coverage when you turn 65

How many employees does that employer have?

20 or more Fewer than 20 Not sure

Last month of that coverage Usually the month you stop working I put money into a Health Savings Account (HSA)

Spouse Plan for my spouse too

First name Optional Date of birth Health coverage when they turn 65

How many employees does that employer have?

20 or more Fewer than 20 Not sure

Last month of that coverage They put money into an HSA

Income Optional, for the high-income surcharge Tax filing status

Modified adjusted gross income: line 11 of Form 1040 plus any tax-exempt interest. Estimates are fine.

Year 1 income Year 2 income Year 3 income Year 4 income Year 5 income

Retiring (stopping work) around this time Year you stop working